Financial Logic Cores
Direct access to banking-grade algorithms. Select a decision engine below to analyze debt, equity, and tax liabilities with zero-knowledge privacy.
Mortgage & Amortization
Analyze the true cost of borrowing. Model principal pay-down speeds and liquidity scenarios.
OPEN DECISION ENGINE ↗
Affordability Stress Test
Determine your maximum safe purchase price based on banking-grade DTI constraints.
RUN STRESS TEST ↗
Rent vs. Buy Projection
A 30-year equity simulation comparing unrecoverable costs of ownership.
START SIMULATION ↗
BRRRR Strategy
Calculate Cash-on-Cash Return and velocity of money for investment properties.
ANALYZE INVESTMENT ↗
Federal & State Tax
Estimate net take-home pay after FICA, brackets, and state-specific levies.
CALCULATE LIABILITY ↗
Debt Avalanche Solver
Optimize repayment strategies. Visualize interest savings via Avalanche vs. Snowball.
OPTIMIZE REPAYMENT ↗Civil Justice & Settlement
When damages occur, precision is your leverage. Tools for valuing claims, understanding liability, and negotiating fair settlements.
Have a Legal Claim?
Maximize your settlement value. Switch to the Civil Justice Suite for accident and liability estimation.
LAUNCH CIVIL JUSTICE SUITE ↗The Solveria Methodology
The Cash-Flow First Approach
While most calculators only look at monthly payments, we look at your Liquidity Bottleneck. Our tools identify the exact point where a debt-to-income ratio shifts from 'Manageable' to 'Fragile'.
Sovereign Privacy
In an era of data harvesting, Solveria stands alone. We do not require account creation, email harvesting, or credit soft-pulls. You remain anonymous while gaining institutional-grade insights.
Engineering Standards
Benchmarked Data
Our models aren't based on static estimates. We utilize the Federal Reserve Economic Data (FRED) API benchmarks to ensure your interest projections align with current market liquidity and inflationary trends.
Tax Compliance
Updated for the 2026 fiscal year. Our logic engines account for updated standard deductions, FICA caps, and progressive federal brackets to provide a true 'take-home' net-worth analysis.
Zero-Knowledge Security
Privacy is a feature, not an afterthought. By executing all logic via client-side JavaScript, your sensitive income, debt, and asset data never touches a server. Your financial blueprint remains entirely on your device.